What fees do cash home buyers charge?

Compare to listing-route fees: agent commissions (5–6% of sale price, often $30K–$50K on a California home), seller-paid closing costs (1–2%), repair credits negotiated by the buyer's agent (1–3%), and pre-sale prep costs. A retail California sale typically costs the seller 8–12% of gross sale price in fees and concessions. Cash sales: $0.

Compare to iBuyer fees: Opendoor charges a 5–9% service fee plus closing costs and post-inspection repair credits. Offerpad is similar. Net to seller often lands 5–10% below retail despite the 'instant offer' marketing. Cash sales avoid all of this.

What happens at the closing table: the title company holds the cash buyer's wire in escrow. At closing, the title company pays your existing mortgage, any recorded liens, the title insurance premium (cash buyer typically pays for this), and the courier/recording fees. The remaining balance wires to your bank account. None of these are fees you owe, they're either the buyer's expense or debts already attached to your property.

The fee question is a useful filter for finding legitimate California cash buyers. Ask any company you're considering: 'are there any fees, deposits, or charges of any kind that I'd pay before or at closing?' The right answer is no. Anyone whose answer is more complicated than that is probably not a real cash buyer.

If you searched "fees cash home buyers" or something close to it, this answer covers what California sellers actually need to know. The mechanics are routine for our team, we work with sellers asking about fees cash home buyers every week, and the cash-sale path makes most of these situations simpler than the listing route would.

Other California sellers ask:

• Will I pay any fees or commissions when I sell to a cash buyer?
• How do I verify a cash home buyer?

Related pages on My Home Sold:

• Are cash home buyers legit?
• vs. Opendoor

Looking for the broader picture? Read how to sell your house fast in California or our guide to the best cash home buyers in California.

Every California cash sale we run follows the same general rhythm. You tell us about the property and your situation. We pull comps, factor your timeline, and send a written cash offer within 24 hours. If you accept, we open escrow with a licensed local title company and close in 7 to 14 days. We pay all standard closing costs, we don't request repairs, and we use the same C.A.R. forms a real estate agent would use, the only difference is speed and certainty.

If you have questions specific to your situation that aren't covered above, the fastest way to get a real answer is to call (855) 699-6090 or request a free written offer. Both are no-obligation and take less than five minutes of your time. We'll be honest about whether a cash sale is the right call for your situation, and if it isn't, we'll tell you what we'd do in your spot.